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We’re donating $25,000 to help people during coronavirus

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Short post today to let everyone know I Will Teach You To Be Rich is matching donations to help people in need — up to $25,000.

Donate to make sure people have enough food to eat during coronavirus.

A few weeks ago, I told you that in times like this, we have to acknowledge reality, make a plan, and move.

Here’s my plan.

Step 1 was taking care of my family.

Step 2 was taking care of our employees by announcing a $1,000 coronavirus stipend.

Step 3 was taking care of our customers by announcing a 2-month grace period on payments if they needed help.

Step 4 was taking care of our subscribers by launching a nightly Fireside Chat series, completely free.

Step 5 is what I’m announcing today: A $25,000 match to help people in need during coronavirus. Hell, we’ll donate $25,000 regardless — but I want to tap into the IWT community to maximize our donations to help.

I announced this donation to the IWT team yesterday. Here’s what I told them:

“I’m extremely proud of every one of you. During the last few weeks, with massive changes in the world, every one of you has been a complete professional. You stayed calm, you adapted, and showed the world what kind of team we’ve built.

I always wanted to build a company that reflected my values. Look at us on this video call today — I never wanted to work in an office under fluorescent lights. So we have the flexibility to work from home.

I wanted to build a community of amazing customers so every one of us — you, me, our support team — is happy to interact with them. We’ve done that. We have the best community and customers in the world.

And I always told people 3 things about money:

First, money is a small but important part of living a Rich Life. At IWT, we show people how to save and earn money, but it’s rare for someone to show them how to spend it.

Second, a Rich Life is lived outside the spreadsheet. The point of saving and earning is not to count it in Excel — it’s to use it to create a Rich Life. And when there are people in need, that’s the time to deploy your capital.

Third, I always told people, when I’m successful, I’m bringing everyone with me. In this situation, we get to do exactly that.

Because of the work that each of you has contributed to IWT, we’ve built a healthy, profitable business. Now we get to deploy our skills and capital to help people who need it. We get to bring as many people as we can with us.

Today, I’m announcing a $25,000 donation to help people during coronavirus.

As always, I’m proud to work with the best team in the world.”

Here’s the donation link. There are millions of people who will need help — starting with food. Please join us in helping them.

Once you donate by this Friday, please forward your donation receipt to ramit.sethi@iwillteachyoutoberich.com, and we’ll match your donation up to $25,000.

This is part of our Rich Lives and we hope you join us.

-Ramit

P.S. Please forward your receipts by this Friday, April 10th. And when you write in, please let me know why you donated and what it means to be part of the IWT community. I can’t wait to hear from you.

We’re donating $25,000 to help people during coronavirus is a post from: I Will Teach You To Be Rich.



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How We Deal With Picky Eaters

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When I talk about cutting your grocery bill, I often will hear from people who will ask, “What do you do about picky eaters?”

As you probably have gathered from our sometimes non-conventional menu plans, we don’t base our menu plans upon picky eating palates. Instead, we based them upon what’s on sale at the store and what we have on hand.

Our kids have learned from a young age that I don’t cater to their whims and wishes when it comes to food. We stick with a budget and we shop the sales and markdowns.

Much of the time, that means I find at least a few great deals each week on some of their favorite foods (and I try to stock up as much as I can when I do!). However, sticking with a budget means that I’ve at least somewhat regularly served things for meals that the kids didn’t think they would like.

When it comes to encouraging our kids to eat foods they either don’t really like (or just haven’t tried and think they won’t like), here’s how we approach it at our house:

1. You have to eat three bites.

I know it might almost sound a little juvenile, but for some reason, limiting it to three bites seems to be very doable for our picky eater(s) and they rarely complain because they know that three bites is all that is required.

Note: The adults need to set the example here. If Mom and Dad are picky, there’s a good chance that it’s going to trickle down to some of your kids, too. Set a good example of gratefully eating food set in front of you and not complaining about food… your kids are watching and picking up on your example more than you know!

2. If you complain, you have to eat three more bites.

It is such a gift to have food to eat and I never want my kids to forget that. Even if you don’t like something, you don’t have to complain about it.

So we’ve instituted the rule that if you complain about something, you have to eat three more bites. This cuts down significantly on any complaining! 🙂

3. Once you’ve eaten three bites, you can make something else for your dinner.

We’ve found that oftentimes, the kids will think they won’t like something at all, but then they’ll change their mind once they’ve eaten three bites and they’ll end up eating a full serving. If they still decide that they don’t like something after three bites, they can eat the sides fixed for dinner and fix something else, as well.

The kids know that they can fix themselves yogurt, oatmeal, cereal, scrambled or fried eggs, oatmeal, or mac and cheese to go along with dinner at any time — so long as they’ve eaten their required three bites.

That’s right, I let them fix it themselves (and they are expected to clean up after themselves, too). This keeps it simple for me, but it still makes sure that they are eating enough at dinner time.

As our kids have gotten older, we’ve found that they’ve become more accustomed to different foods because of this simple system. In fact, these days, it’s rare that they fix something extra for dinner — because the three bites rule really helped them to slowly expand their palate.

They’ve now become quite adventuresome in their eating and will often choose to eat something that they don’t think they’ll like just because they want to try it! I can’t guarantee that what has worked at our house will work at yours, but hey, if you’re struggling with picky eaters, let me know if you give it a try!

An Important Note: I know that some kids genuinely have severe sensory issues when it comes to certain textures of foods or certain other issues that are very legitimate reasons for them having a “picky palate”. I’m not saying you need to or should force a child to eat three bites of something — especially in this case. You know your child and their unique needs and I think each parent should decide what would be best for each child.

How do you deal with picky eaters at your house? I’d love to hear! Tell us in the comments!



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Here Are 6 Ways to Have a Blast at a Drive-In Movie Theater

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Summer is on its way. Wahoo!

That also means it’s time to start planning affordable family nights, now that the kiddos are home and don’t have homework to worry about. But that seems to be getting harder and harder these days, especially in a way that’s safe for everyone.

That’s why you should consider the closest drive-in movie theater.

Drive-ins aren’t merely a relic of the past — you might even have one in your backyard. A family of four can see a movie with snacks and drinks for around $25, at most.

Check out this database from DriveInMovie.com to see if there is a drive-in in your county. Next, here are some hacks to make sure you get the most out of your drive-in theater experience.

Tips to Help You Have a Blast At Your Local Drive-In Movie Theater

I know what you’re thinking: “What could be so difficult about putting a car in park and watching a dang screen?”

Well, it’s not difficult. But if you want to be comfortable and have as much fun as possible, here are eight tips for your first drive-in experience, courtesy of patrons and staff at the Lakeland, Florida-based Silver Moon Drive-In Theater.

And because it seems like everything can change on a weekly — or daily — basis, we’ve included Pro Tips to help you prepare for social distancing restrictions. But check with your drive-in before you go for location-specific updates. 

1. Get There Early and Grab a Spot Near the Exit

As the only option for big-screen movies in some areas, the drive-in is becoming a lot more popular. The Silver Moon’s website specifically asks you to try to get there early. 

Pro Tip

Many drive-ins currently require you to pre-purchase tickets online and restrict capacity to allow a full space between each car.

One, you won’t have to sit in a long line of cars and burn that precious gas. And two, you can snag a parking space close to the exit so you avoid the slow-moving caravan after the double feature.

2. Bring Your Own Radio and Extra Batteries

A battery-operated radio sits on the dashboard of someone's car.

Here’s the scene: You’re out with the guy of your dreams, who is totally impressed with your choice of a classic date night. But when the movie’s over, you turn the key to start your car and hear that dreaded clicking noise. Your battery is dead.

Don’t let this happen to you; bring a portable radio with extra batteries. You have to stream the movie’s audio through a radio, and using your car radio will drain the battery.

Pro Tip

Some drive-ins will not allow you to leave your car — even for the restroom. Plan accordingly.

Also, if you plan to set up chairs in your pickup bed or behind your vehicle, you’ll need a portable radio to hear the movie anyway.

Alternatively, you can recharge your car battery by turning on your car every half hour or so and letting it run for a few minutes.

3. Bring Bug Spray

Bugs are an annoying part of life in the summertime.

You’ll be outside for a few hours — whether you’re allowed to sit outside on your lawn chairs or even if it’s just with the windows rolled down — so pack that bug spray so you don’t feel like you’re actually in the jungle while watching “Jumanji: Welcome to the Jungle.”

4. Pack Dinner, Snacks and Drinks

A box of pizza with a beer is photographed.

One of the best parts of the drive-in is that you can bring your own food. Why spend $12 on movie-theater nachos when you can bring some chips and dip for less than half that?

Pro Tip

Some drive-ins have had to close concession stands due to social distancing restrictions — and relaxed their rules on outside food. Call before you go to ask if you can bring your own snacks.

Not all drive-ins allow outside food, so check the rules before you arrive. Silver Moon does allow you to bring in food, but its patrons rave about the food. (I recommend glass-bottle Cokes, some popcorn and a Silver Moon pizza.)

5. Wear Comfy Clothes

A little girl plays in the parking lot of a drive-in movie theater.

Here’s another drive-in advantage: Nobody will judge what you’re wearing.

Break out your pajamas for an extra comfy drive-in experience. Or dress up like one of the Avengers. 

6. Bring Cash, Just in Case

A woman buys food at the concession stand at a drive-in movie theater.

Remember when people actually paid for stuff with those green paper thingies?

Drive-ins dredge up feelings of nostalgia for much simpler times. That might mean simpler times for your wallet as well. Bring some cash just in case.

Now that you’re a drive-in expert, all you need is a cherry red 1950s convertible and you’re ready to hit the theater. Just kidding.

Alex Mahadevan is a former data journalist at The Penny Hoarder. 

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.



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Top 10 Best Credit Card Bonus Offers – June 2020 (Updated)

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Updated June 2020. I’m still collecting points and miles and maximizing the value of my credit card spending. Things are quiet as credit card issuers get conservative, but that just means picking up some slightly lesser bonuses that I passed over previously.

That space in your wallet or purse is still valuable, and you should be the one to get that value. Selected banks are offering strong perks and $500+ value for a single card during the first year to encourage you to apply and try it out. These are the top 10 credit card offers that I would personally apply for right now, if I didn’t already have most of them. Notable changes:

  • IHG Hotels 140k/75k – 140k still highest ever, new 75k traveler with no annual fee.
  • Sapphire cards add some short-term benefits.
  • Removed NavyFed, added US Bank Altitude card.

If you pay off your balances every month, then you can join me and many others in funding a huge chunk of your annual travel budget with cash credits, points, and miles. You don’t need to be a “I only fly business class” world traveler. I mostly use my rewards points on domestic economy flights, mid-class hotels, and cheap car rentals. If you have credit card debt, you should focus on paying that off first as the interest charges could offset most of the perks.

This is a companion post to my Top 10 Best Business Card Offers. Small business bonuses are on average even higher than those on consumer cards.

Note: Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards from any issuer on your credit report within the past 2 years. This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.

IHG Rewards Club Premier Card

  • 140,000 IHG Rewards club points after $3,000 in purchases within the first 3 months. See link for details.
  • Free Night after each account anniversary year (valued up to 40,000 IHG points).
  • $89 annual fee.
  • Subject to 5/24 rule.
  • Want something lower risk? The no-annual fee Traveler version is now offering 75,000 IHG points.

Chase Sapphire Preferred Card

  • 60,000 Ultimate Rewards points (worth $750 towards travel) after $4,000 in purchases within the first 3 months. See link for details.
  • Short-term COVID-related benefits including 3X on groceries.
  • 2X points on Travel and Dining at restaurants worldwide.
  • $95 annual fee.
  • Subject to 5/24 rule.
  • Alternative: Chase Sapphire Reserve Card. 3X on Travel and Dining, Priority Pass airport lounge access, $550 annual fee, $300 annual travel credit, 1-year Lyft Pink membership.

Citi / AAdvantage Platinum Mastercard

  • 60,000 American Airlines miles after $3,000 in purchases in the first 3 months. See link for details.
  • First checked bag free on domestic AA flights ($60 value per roundtrip, per person).
  • $0 annual fee for the first year, then $99.

JetBlue Plus Card

  • 60,000 TrueBlue points after $1,000 in purchases within the first 90 days. Limited-time offer. See link for details.
  • Free first checked bag for you and up to 3 companions when you use your JetBlue Plus Card.
  • $99 annual fee.

Barclays AAdvantage Aviator Red World Elite Mastercard

  • 60,000 American Airlines miles after any purchase in the first 90 days and paying the $99 annual fee. See link for details.
  • $99 Companion certificate offer. Earn a certificate good for 1 guest at $99 (plus taxes and fees) after making your first purchase and paying the $99 annual fee in the first 90 days.
  • First checked bag free on domestic AA flights ($60 value per roundtrip, per person).
  • $99 annual fee.

Citi Premier Card

  • 60,000 points (worth $750 towards travel booked at ThankYou.com) after $4,000 in purchases in the first 3 months. See link for details.
  • 3X points for every $1 spent on travel including gas stations.
  • Must not have gotten bonus from or closed a Citi Rewards+, ThankYou Preferred, Premier, or Prestige card in the past 24 months.
  • $95 annual fee.

Bank of America Premium Rewards Card

  • 50,000 points (worth $500 towards travel) after $3,000 in purchases within the first 90 days. See link for details.
  • 2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1 spent on all other purchases.
  • $100 annual Airline Incidental Statement Credit.
  • Up to $100 credit towards TSA PreCheck or Global Entry application fee.
  • $95 annual fee.

Capital One® Venture® Rewards Card

  • 50,000 miles (worth $500 towards travel) after $3,000 in purchases within the first 3 months. See link for details.
  • 2% cash back on ALL purchases. Plus earn 10X miles at Hotels.com through January 2020.
  • Up to $100 credit towards TSA PreCheck or Global Entry application fee.
  • $0 annual fee for the first year, then $95.

Hawaiian Airlines World Elite MasterCard

  • 50,000 Hawaiian miles after $2,000 in purchases within 90 days. See link for details.
  • Free first checked bag for primary cardmember when using your card to purchase eligible tickets directly from Hawaiian Airlines.
  • Receive a one-time 50% off companion discount for roundtrip coach travel between Hawaii and The Mainland on Hawaiian Airlines.
  • $99 annual fee.

U.S. Bank Altitude Reserve Credit Card

  • 50,000 bonus points ($750 value towards airfare) after $4,500 in purchases within 90 days. See link for details.
  • $325 in annual statement credits towards travel per Cardmember year (based on account opening date)
  • Up to $100 statement credit for Global Entry or TSA PreCheck.
  • Priority Pass Select membership for airport lounge access.
  • $400 annual fee. (Bigger bonus, big annual fee.)

Chase World of Hyatt Card

  • Up to 50,000 Hyatt points. 25,000 Bonus Points after $3,000 in purchases in the first 3 months. Plus an additional 25,000 Bonus Points after a total of $6,000 in purchases within the first 6 months. See link for details and rough valuation of points.
  • $95 annual fee, free night award upon card anniversary.
  • Subject to 5/24 rule.



“The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone. This email may contain links through which we are compensated when you click on or are approved for offers.”

Top 10 Best Credit Card Bonus Offers – June 2020 (Updated) from My Money Blog.


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