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11 Legit Ways to Snag Free GameStop Gift Cards



Gaming is a unique and expensive hobby and pastime for thousands of people.

Fantastic games, amazing graphics, and new consoles pop up constantly! All these new toys glisten in our eyes. Of course, we want to buy them all!

But what if we could snag some of them for free?

Gamestop has long been known as a gamers paradise providing the latest and greatest as well as the vintage and nostalgic. Now you can grab some of those fantastic games using Gamestop gift cards that you earn!

How do you get started?

Here is a list of ways you can earn some Gamestop gift cards right from home!

11 Ways to Score Free GameStop Gift Cards

1. Mistplay

Mistplay is a fantastic way to earn Gamestop gift cards right from your Android device!

Mistplay is an Android-specific application that offers gamers the opportunity to play games in exchange for monetary reward.

The app launched in 2017, with the focus on providing users an environment in which they can participate in games in exchange for prizes. Through the earning of points, users can join in in-app games to work toward receiving gift cards to various retailers.

These include GameStop, Amazon, Google Play, Playstation, Xbox, Starbucks, virtual Visa gift cards, and more!

With Mistplay, you are eligible to receive compensation from the minute you start playing. You can even play with friends and level up your avatar to unlock achievements and earn units faster.

Enjoy playing games with friends? They have you covered! Mistplay supports user communications and offers a chat feature, encouraging connections amongst participants.

Another neat note is that users will not pay any fees to download, join, or play games in Mistplay. They are also working on an Apple iOS application as well.

Download Mistplay

2. Swagbucks

On Swagbucks, you can get a free a GameStop $50 Gift Card by taking surveys, shopping, playing games, and watching videos.

Swagbucks is an awesome rewards site that gives you a bunch of ways to earn Swagbucks to redeem for tons of gift cards or PayPal cash.

It’s even better now that it’s on mobile and you can earn wherever you go!

If you shop online with your mobile device, you can visit Swagbucks first to check its cashback offers. Click on them before you shop to earn a percentage of your purchase order back in the form of Swagbucks!

There are several gift cards to choose from to please just about any interest! These include Walmart, Target, and Visa.

Join Swagbucks

3. Fetch Rewards

Fetch Rewards are fairly simple. The concept is to go grocery shopping, scan your receipts, and earn points!

They work directly with popular brands to bring you everyday savings on thousands of products throughout any grocery store. You can earn points and save without jumping through hoops. Buy what you want, where you want, and get those gift cards!

You can also complete special offers or refer a friend to receive extra bonus rewards and points. They have tons of gift card reward options including Gamestop, Xbox, and Nintendo!

Join Fetch

4. MyPoints

MyPoints is considered as one of the longest standing small task sites in the industry. You get money when you play games, shop online, watch videos, and complete surveys.

Members can also earn points for each purchase made from their favorite brands. Cash-out your points whenever you want for your favorite gift card or get a transfer to your PayPal account.

Some of its gift card options are Gamestop, Amazon, and Starbucks! It is available both on Android and iOS, plus you get a $10 bonus when you earn your first $20 in prizes!

5. Ibotta

Ibotta is a great app that helps you save on my groceries, which is a huge monthly expense for most people! Not only can you save money on your purchases, but you can also make money by completing bonuses!

It’s so easy to make money with Ibotta, especially when you team up with your friends. You and your team can earn money together and qualify for more bonuses when you meet specific goals each month.

You only need $20 in your Ibotta account to redeem it for PayPal cash or your choice of gift cards. Download Ibotta on the App Store or Google Play. If you’re a new member, you can get a free $10 just for signing up!

Download Ibotta

Additional Ways to Earn Gamestop Gift Cards

6. PrizeRebel

PrizeRebel is another online survey site where you can earn points to convert into those desired gift cards!

Similarly to other well-known survey platforms such as Swagbucks and SurveyJunkie, PrizeRebel also offers several alternative methods to increase your points tally. This includes watching videos, playing games, signing up with third-party websites, or referring friends and family.

In the case of PrizeRebel, 1 point will always amount to $0.01. As such, 100 points would amount to $1, 1,000 points would amount to $10, and so on.

One of the best things about PrizeRebel is that in comparison to its main market rivals, the platform makes it somewhat straightforward to figure out how much you can earn per task.

When it comes to exchanging your PrizeRebel points for a gift card, you have two options. You can either pick an Amazon voucher code or a Prepaid voucher that is backed by Visa. If opting for Amazon, gift cards start at just 200 points or $2.

Join PrizeRebel

7. InstaGC

InstaGC will give you points for shopping online, searching the web, and watching videos!

Instead of a traditional smartphone app, they have an excellent mobile version of their website, which will automatically load when you open the page using one of your portable devices.

InstaGC offers many additional gift card options aside from Gamestop. Their selection of gift cards is massive. The list is more than ten pages long and includes popular brands like Walmart, 1-800-Flowers, and Advance Auto Parts, just to name a few.

The redeem rate is exactly 100 points per dollar.

8. Idle-Empire

Idle-Empire is a platform that enables users to earn gaming rewards, games, gift cards, and cryptocurrencies for free.

You can immediately sign up for their platform with your existing social media accounts. They support authentication through Google, Facebook, Twitter, Discord, and Steam. You can also use a regular email for registration.

Once you registered your account, you can start earning points. Users can complete tasks and offers, watch videos, idle on their game servers, or mine cryptocurrency to obtain your favorite games and skins.

They offer items for CS: GO, Dota 2, H1Z1, TF2, and many other games! After collecting enough points, it’s time to redeem your GameStop Gift Cards! Rewards typically take around 24 hours to redeem.

Their shop contains a whole bunch of other rewards, too, just in case you’re interested in something else than GameStop Gift Cards.

9. Trade-In Your Old Electronics

Gamestop offers you the option to trade unwanted games, consoles, and gaming accessories for a GameStop gift card.

This one is a pretty simple option. All you have to do is bring your items into the nearest Gamestop. The store will evaluate your items, tell you the credit total, then give you a gift card for the store!

Yes, it is that easy!

10. Gift Card Granny

If you buy discounted gift cards online, you might consider shopping at Gift Card Granny. With their rewards program, you earn points for free gift cards in no time.

Giftcard Granny Gifcard options page

In addition to earning points for each gift card you buy, you can also earn five points each day by reading their daily newsletter and downloading their Chrome extension.

If you have a coupon or gift card deal to share with Gift Card Granny, you can earn even more points.

In addition to earning points for each gift card you buy, you can also earn five points each day by reading their daily newsletter and downloading their Chrome extension.

What also makes Gift Card Granny unique is that they search the price listings of several other gift card discounters like Raise and Giftcard Zen.

Not only does Granny give you points for shopping, but she finds the best deals for you as well.

11. Shopkick

Shopkick offers you rewards for shopping both in-store and online. Earn reward points, or kicks, then redeem for a wide selection of free gift cards!

How does it work? There are several different ways that you can earn!

If you go to one of their recommended stores, you will earn kicks just by walking in. You can then hunt for select products in-store and scan the bar codes using their app for even more kicks. You can also purchase select items and submit the receipt.

Not in the mood to go to the store? No problem! You can earn kicks for every dollar you spend at select partner stores when you shop with a linked credit card. You can also earn kicks just for visiting their online partner stores.

Last but not least, you can watch videos through the app to earn even more kicks!

So if you feel like shopping, use the Shopkick app and earn yourself some free money toward Gamestop!

Time to Shop!

All of these options have plenty of variety! You can pick and choose which methods you would like to try.

The best part? You can technically do them all! The more you try, the more you can earn.

A vital tip to remember! You can also earn gift cards on other apps that provide ones like Visa as those can also be used at Gamestop!

Find the ones on the list that you would enjoy doing the most. Are you into playing games? Would you rather surf the web? Perhaps surveys are more your speed?

Now you can kick back, relax, and start earing all of those free gift cards to snag those amazing games!

The post 11 Legit Ways to Snag Free GameStop Gift Cards appeared first on Your Money Geek.

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Liveops Is Hiring 10,000 Remote Customer Service, Sales Reps



Over the course of three months, customer-service outsourcing company Liveops is filling 10,000 part- and full-time independent contractor openings in 35 states and Washington, D.C. Positions are immediately available.

“As a Liveops agent, you can work when and where it best fits your personal schedule,” CEO Greg Hanover said in an announcement, noting that the openings are a good opportunity for those who aren’t ready to return to offices or storefronts amid the pandemic.

The hiring initiative focuses on two key remote positions: customer service agent and a licensed insurance sales agent.

To meet basic qualifications, you should have:

  • Experience handling inbound calls
  • At least one year of customer service experience
  • Computer and typing skills
  • English fluency

As a licensed insurance agent, you’re also required to have life and health insurance producer licenses in at least three states that Liveops operates.


Both positions are available in Alabama, Arkansas, Arizona, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Michigan, Minnesota, Missouri, Mississippi, Montana, Nebraska, New Mexico, Nevada, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Virginia, West Virginia, Wyoming and Washington, D.C.

For the customer-service job, apply here. For the insurance sales job, apply here. Separate customer-service positions are open if you prefer nights and weekends

For the daytime positions, Liveops recommends you schedule at least 15 hours per week, between 8 a.m. and 10 p.m. Eastern on weekdays and between 9 a.m. and 6 p.m. Eastern on Saturdays.

Liveops pays a per-minute rate of talk time plus applicable commissions and incentives. The base per-minute rate for the customer service agent is 25 cents (potentially $15 an hour). For the licensed insurance agent, the per-minute rate is 30 cents (potentially $18 an hour) plus a $7 sales commission per call.

According to self-reported earnings on Glassdoor, Liveops agents tend to earn between $9 and $16 an hour, with a most commonly reported hourly rate of $14.

As an independent contractor, you’re expected to have your own equipment ready to go, including a telephone and laptop computer with a hard-wired internet connection. Your set-up must meet certain home-office requirements.

Still on the fence? Have any burning questions? Before you apply, you can talk directly with one of Liveops’ talent acquisition specialists at a live-streamed information session. The company holds the events twice a week: Mondays at 3 p.m. Eastern and Wednesdays at 6 p.m. Eastern.

Looking for a different gig? Browse the latest work-from-home jobs in The Penny Hoarder’s free portal. We vet each company and post new opportunities every weekday.

Adam Hardy is a staff writer at The Penny Hoarder. He covers the gig economy, entrepreneurship and unique ways to make money. Read his ​latest articles here, or say hi on Twitter @hardyjournalism.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Best Interest Rates on Cash – June 2020



Another month of slight rate drops, although bank accounts can still beat out Treasury bonds and/or brokerage cash sweep options by a significant margin.

Here’s my monthly roundup of the best interest rates on cash for June 2020, roughly sorted from shortest to longest maturities. I track these rates because I keep 12 months of expenses as a cash cushion and also invest in longer-term CDs (often at lesser-known credit unions) when they yield more than bonds. Check out my Ultimate Rate-Chaser Calculator to see how much extra interest you’d earn by moving money between accounts. Rates listed are available to everyone nationwide. Rates checked as of 6/2/2020.

High-yield savings accounts
While the huge megabanks make huge profits while paying you 0.01% APY, it’s easy to open a new “piggy-back” savings account and simply move some funds over from your existing checking account. The interest rates on savings accounts can drop at any time, so I list the top rates as well as competitive rates from banks with a history of competitive rates. Some banks will bait you with a temporary top rate and then lower the rates in the hopes that you are too lazy to leave.

Short-term guaranteed rates (1 year and under)
A common question is what to do with a big pile of cash that you’re waiting to deploy shortly (just sold your house, just sold your business, legal settlement, inheritance). My usual advice is to keep things simple and take your time. If not a savings account, then put it in a flexible short-term CD under the FDIC limits until you have a plan.

  • No Penalty CDs offer a fixed interest rate that can never go down, but you can still take out your money (once) without any fees if you want to use it elsewhere. Marcus has a 7-month No Penalty CD at 1.20% APY with a $500 minimum deposit. Ally Bank has a 11-month No Penalty CD at 1.20% APY with a $25,000 minimum deposit. CIT Bank has a 11-month No Penalty CD at 1.15% APY with a $1,000 minimum deposit. You may wish to open multiple CDs in smaller increments for more flexibility.
  • Lafayette Federal Credit Union has a 12-month CD at 1.61% APY ($500 min). Early withdrawal penalty is 180 days of interest. Anyone can join via partner organization for one-time $10 fee. Note that you will have to park $50 in a share savings account while a member.

Money market mutual funds + Ultra-short bond ETFs
If you like to keep cash in a brokerage account, beware that many brokers pay out very little interest on their default cash sweep funds (and keep the difference for themselves). The following money market and ultra-short bond funds are NOT FDIC-insured and thus come with a possibility of principal loss, but may be a good option if you have idle cash and cheap/free commissions.

  • Vanguard Prime Money Market Fund currently pays an 0.32% SEC yield. The default sweep option is the Vanguard Federal Money Market Fund which has an SEC yield of 0.20%. You can manually move the money over to Prime if you meet the $3,000 minimum investment.
  • Vanguard Ultra-Short-Term Bond Fund currently pays 1.61% SEC yield ($3,000 min) and 1.71% SEC Yield ($50,000 min). The average duration is ~1 year, so there is more interest rate risk.
  • The PIMCO Enhanced Short Maturity Active Bond ETF (MINT) has a 1.87% SEC yield and the iShares Short Maturity Bond ETF (NEAR) has a 1.83% SEC yield while holding a portfolio of investment-grade bonds with an average duration of ~6 months. Note that there was a slight drop in net asset value during the recent market stress.

Treasury Bills and Ultra-short Treasury ETFs
Another option is to buy individual Treasury bills which come in a variety of maturities from 4-weeks to 52-weeks. You can also invest in ETFs that hold a rotating basket of short-term Treasury Bills for you, while charging a small management fee for doing so. T-bill interest is exempt from state and local income taxes. Right now, this section probably isn’t very interesting as T-Bills are yielding close to zero!

  • You can build your own T-Bill ladder at or via a brokerage account with a bond desk like Vanguard and Fidelity. Here are the current Treasury Bill rates. As of 6/2/2020, a new 4-week T-Bill had the equivalent of 0.12% annualized interest and a 52-week T-Bill had the equivalent of 0.17% annualized interest.
  • The Goldman Sachs Access Treasury 0-1 Year ETF (GBIL) has a 0.57% SEC yield and the SPDR Bloomberg Barclays 1-3 Month T-Bill ETF (BIL) has a -.04% (!) SEC yield. GBIL appears to have a slightly longer average maturity than BIL. Expect that GBIL yield to drop significantly as it is updated.

US Savings Bonds
Series I Savings Bonds offer rates that are linked to inflation and backed by the US government. You must hold them for at least a year. There are annual purchase limits. If you redeem them within 5 years there is a penalty of the last 3 months of interest.

  • “I Bonds” bought between May 2020 and October 2020 will earn a 1.06% rate for the first six months. The rate of the subsequent 6-month period will be based on inflation again. More info here.
  • In mid-October 2020, the CPI will be announced and you will have a short period where you will have a very close estimate of the rate for the next 12 months. I will have another post up at that time.

Prepaid Cards with Attached Savings Accounts
A small subset of prepaid debit cards have an “attached” FDIC-insured savings account with exceptionally high interest rates. The negatives are that balances are capped, and there are many fees that you must be careful to avoid (lest they eat up your interest). Some folks don’t mind the extra work and attention required, while others do. There is a long list of previous offers that have already disappeared with little notice. I don’t personally recommend nor use any of these anymore.

  • The only notable card left in this category is Mango Money at 6% APY on up to $2,500, but there are many hoops to jump through. Requirements include $1,500+ in “signature” purchases and a minimum balance of $25.00 at the end of the month.

Rewards checking accounts
These unique checking accounts pay above-average interest rates, but with unique risks. You have to jump through certain hoops, and if you make a mistake you won’t earn any interest for that month. Some folks don’t mind the extra work and attention required, while others do. Rates can also drop to near-zero quickly, leaving a “bait-and-switch” feeling. I don’t use any of these anymore.

  • Consumers Credit Union Free Rewards Checking (my review) still offers up to 4.09% APY on balances up to $10,000 if you make $500+ in ACH deposits, 12 debit card “signature” purchases, and spend $1,000 on their credit card each month. The Bank of Denver has a Free Kasasa Cash Checking offering 3% APY on balances up to $25,000 if you make 12 debit card “signature” purchases and at least 1 ACH credit or debit transaction per statement cycle. If you meet those qualifications, you can also link a savings account that pays 2% APY on up to $50k. Thanks to reader Bill for the tip. Find a locally-restricted rewards checking account at DepositAccounts.

Certificates of deposit (greater than 1 year)
CDs offer higher rates, but come with an early withdrawal penalty. By finding a bank CD with a reasonable early withdrawal penalty, you can enjoy higher rates but maintain access in a true emergency. Alternatively, consider building a CD ladder of different maturity lengths (ex. 1/2/3/4/5-years) such that you have access to part of the ladder each year, but your blended interest rate is higher than a savings account. When one CD matures, use that money to buy another 5-year CD to keep the ladder going. Some CDs also offer “add-ons” where you can deposit more funds if rates drop.

  • Lafayette Federal Credit Union has a 5-year certificate at 2.02% APY ($500 min). Beware that the early withdrawal penalty is 600 days of interest! Anyone can join via partner organization for one-time $10 fee. Note that you will have to park $50 in a share savings account while a member.
  • Pen Air Federal Credit Union has a 5-year certificate now at 1.85% APY ($500 minimum). Early withdrawal penalty is 180 days of interest. Their other terms are competitive (relatively), if you want build a CD ladder. Anyone can join this credit union via partner organization ($3 one-time fee).
  • You can buy certificates of deposit via the bond desks of Vanguard and Fidelity. You may need an account to see the rates. These “brokered CDs” offer FDIC insurance and easy laddering, but they don’t come with predictable early withdrawal penalties. Vanguard has a 5-year at 1.05% APY right now. Be wary of higher rates from callable CDs listed by Fidelity.

Longer-term Instruments
I’d use these with caution due to increased interest rate risk, but I still track them to see the rest of the current yield curve.

  • Willing to lock up your money for 10 years? You can buy long-term certificates of deposit via the bond desks of Vanguard and Fidelity. These “brokered CDs” offer FDIC insurance, but they don’t come with predictable early withdrawal penalties. Watch out for higher rates from callable CDs from Fidelity.
  • How about two decades? Series EE Savings Bonds are not indexed to inflation, but they have a unique guarantee that the value will double in value in 20 years, which equals a guaranteed return of 3.5% a year. However, if you don’t hold for that long, you’ll be stuck with the normal rate which is quite low (currently a sad 0.10% rate). I view this as a huge early withdrawal penalty. But if holding for 20 years isn’t an issue, it can also serve as a hedge against prolonged deflation during that time. As of 6/2/2020, the 20-year Treasury Bond rate was 1.24%.

All rates were checked as of 6/2/2020.

“The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone. This email may contain links through which we are compensated when you click on or are approved for offers.”

Best Interest Rates on Cash – June 2020 from My Money Blog.

Copyright © 2019 All Rights Reserved. Do not re-syndicate without permission.

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Housing Loan Terminology Decoded



If you are in the market, looking out for a home loan, you may be having a hard time understanding the complicated home loan terms—especially if you are new in the market. To help you make an informed decision with a clear mindset, here are some of the key terminologies associated with a home loan.

1. Partial Disbursement

This refers to the case when the loan amount is released by the lender in stages. Such a case occurs when the property for which the loan is availed is under construction. [Read Also: Home Construction Loan]

2. Full Disbursement

This refers to the case when the loan provider disburses the full loan amount at one go.

3. Equated Monthly Installment (EMI)

This is the amount to be paid by the borrower every month, towards repayment of the availed home loan. EMI amount is the combination of principal amount and the applicable rate of interest.

4. Pre-EMI

In case partial disbursement of a loan, only monthly interest payments are made on the amount disbursed, before the actual EMIs begin. Such a payment is called Pre-EMI. [Check Also: Home loan EMI Calculator]

5. Margin

It is the difference between the maximum loan amount offered by the lender and the actual market value of the property. In other words, Margin may also be understood as the down payment to be made by the borrower.

6. Balance Transfer/Refinance

It is a special facility offered to existing home loan borrowers, who wish to move their home loan account to a new lender and pay off the outstanding amount with the proceeds from a new loan.

Check Also: Home Loan Balance Transfer 

7. Prepayment Penalty/Charges

This is the additional amount to be paid by the borrower while making a prepayment. It is important to note that there are no prepayment charges applicable to individual borrowers. However, standard charges, as prescribed by the lender, will be applicable to non-individual borrowers.

8. Loan to value ratio (LTV)

This is the ratio of the maximum loan amount offered by the lender to the actual market value of the property.

9. Credit Score/CIBIL Score

This score represents the evaluation of a borrower’s ability to repay the loan. The score is primarily based on the credit report and other information sourced from various credit bureaus.

10. Pre-Approved Property

Some lending institutions already have a list of pre-approved properties from authentic, trustworthy builders that are legally verified and evaluated on various parameters. Choosing a pre-approved property allows the buyer to stay assured and avoid the hassle of legal and technical evaluation.

11. Offer Letter

Once a loan has been approved/sanctioned, the lending institution releases an offer letter to the borrower, containing loan-related information such as:

It is important to note that the loan is disbursed after the completion of documentation and property verification.

12. Amortisation schedule

This refers to a detailed table of recurring loan payments that contains a bifurcation of the principal component and the interest charged in an EMI till the loan is completely repaid.

13. Security

This is the asset provided by the borrower to the lender as collateral for the availed loan. In most cases, the security required is the equitable mortgage of the property for which the loan is availed.

14. Repayment tenure

This is the time frame under which the borrower has to fully repay the loan.

15. Default

This occurs in a case when the borrower fails to timely pay the EMI amount. Certain penal interest is levied by the lending institution on subsequent EMIs in case of default.

Keeping the above terminologies in mind will definitely help you better understand the terms and conditions of any lending institution, to make a sound judgement.

The post Housing Loan Terminology Decoded appeared first on Compare & Apply Loans & Credit Cards in India-

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