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The 60 Best Sci-Fi Books all Science Fiction Fans Must Read

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Are you looking for a new science fiction book to read?

Great news we have compiled the best sci-fi books that all fans should read, everything from sci-fi classics to up and coming indie authors.

Science fiction and fantasy novels provide us with allegory, cautionary tales, and the human condition told through the lens of the fantastical and the cutting-edge. Find your favorite genres and the classics within!

The 60 Best Sci-Fi Books  Fans Must Read

Sci-Fi Origins (Best Sci-Fi Books of all Time)

Where did it all begin? Read these early tales with impossible futures, fascinating creatures, time travel, and alien invasion!

  1. Frankenstein; or, The Modern Prometheus by Mary Shelley

Mary Shelley’s Frankenstein brought us the iconic monster made by Victor Frankenstein. Considered the first true science fiction novel of the modern era, it would foreshadow genetic tinkering stories of the future.

  1. The Blazing World by Margaret Cavendish (also called The Description of a New World, Called the Blazing-World)

Considered to be the first science fiction work, in the 17th century, Duchess of Newcastle Margaret Cavendish wrote of a utopian world.

  1. Ozma of Oz by L. Frank Baum

The third Oz book by L. Frank Baum features Tik-Tok, the wind-up clockwork man Dorothy Gale encounters in the Land of Ev. Tik-Tok is basically one of the first robots in literature. Other wacky features in Ozma of Oz include a sand-sailing boat and lunch pail tree.

  1. The Time Machine by H.G. Wells

A 19th century classic by Wells, depicting time travel and inspiring science fiction tales for over a century.

  1. The War of the Worlds by H.G. Wells

The book that would inspire a radio program that terrified people into thinking Martians were invading Earth. Wells would kickstart first contact stories and alien invasion at the same time, offering up a cautionary tale that touches sci-fi to this day.

Space Epics

Transport yourself across the universe with these pillars of world-building in science fiction.

  1. Dune by Frank Herbert

Frank Herbert’s Dune is considered a masterwork of world-building and family intrigue, inspiring other famous series and their respective houses. In the first book, Paul Atreides encounters the resident free people of the planet Arrakis (Dune), the Fremen, and achieves a destiny of messianic proportions.

  1. The Lensman Series by E.E. Smith

Starting with Triplanetary, the Lensman Series would influence writers for decades and receive nods in shows such as Babylon 5.

  1. Binti by Nnedi Okorafor

A Hugo and Nebula award-winner, novella Binti and its sequels launched a new era of 21st Century science fiction in general and Afro-futurism in particular. Intergalactic world-building and cultural heritage blend in this unique series, led by the title character.

  1. Foundation by Isaac Asimov

The beginning of the Foundation series reveals the “psychohistory” developed by mathematician Harry Seldon. Seldon would establish a new empire called Foundation to preserve the culture from societal collapse.

  1. Rendezvous with Rama by Sir Arthur C. Clarke

A strange spacecraft enters the solar system, and humanity investigates. The secrets within the enormous craft, called Rama, reveal the heritage of an advanced alien civilization.

Hard Sci-Fi

If you like your science fiction taut with the edginess of battle and the implication of future wars, you must add these books to your collection!

  1. The Forever War by Joe Haldeman

This classic military sci-fi epic details the tragic effects of time dilation on a group of soldiers fighting a seemingly endless war.

  1. Ringworld by Larry Niven

Set in the 29th century, Louis Wu and his companions explore a vast, Earth-orbit-sized, constructed world. Their adventures uncover the alien civilization that built it.

  1. The Three-Body Problem by Cixin Liu

First set with the backdrop of China’s cultural revolution, this new epic involves secret scientific experiments, alien invasion, challenging moral dilemmas, and impressive world-building.

  1. Old Man’s War by John Scalzi

A man in his 70s is recruited as a soldier in the Colonial Defense Force, and altered physically in unexpected ways. Strong on character development, this kickstarts the Old Man’s War Series.

  1. Starship Troopers by Robert Heinlein

This classic military sci-fi tale follows Johnny Rico and military recruits who become involved in a battle between humans and aliens nicknamed Arachnids or “Bugs.”

If you love Starship Troopers, check out our review of the wisdom of Grand Admiral Thrawn – Michael

Robots

The future of robots is here and is complex and necessary reading in these sci-fi tales.

  1. I, Robot by Isaac Asimov

Isaac Asimov’s intriguing work introduced the laws of robotics that all robots must adhere to work alongside humans.

  1. All Systems Red by Martha Wells

The first novel in the Murderbot Diaries, All Systems Red, follows a cyborg that goes by the name Murderbot contends with self-awareness in the corporate-dominated future.

  1. Cinder by Marissa Meyer

The beginning of the Lunar Chronicles series is a retelling of Cinderella from the point of view of a cyborg.

  1. Do Androids Dream of Electric Sheep by Philip K. Dick

Famed for its eventual big-screen adaptation, Blade Runner, this novel recounts a future in which highly realistic artificial fugitives are on the run from bounty hunter Rick Deckard.

  1. The Alchemy of Stone by Ekaterina Sedia

Mattie is an automaton in this steampunk and urban fantasy novel involving gargoyles, Mechanics, and Alchemists.

Mars

Our neighbor, the red planet Mars, beckons to us. What would it be like to walk on the shifting red sands of Mars? Find out in these Martian classics.

  1. The Martian Chronicles by Ray Bradbury

Ray Bradbury’s mesmerizing prose introduces us to a Mars full of exotic possibility, soon plundered by humanity’s arrival.

  1. Red Mars by Kim Stanley Robinson

The first in the Mars Trilogy, Red Mars, involves the colonization and terraforming of Mars and the conflicting moral questions that result.

  1. The Martian by Andy Weir

Astronaut Mark Watney is left behind on a Mars mission and must draw upon his skills and ingenuity in order to survive.

  1. Mars by Ben Bova

Navajo geologist Jamie Waterman joins the first expedition of scientists exploring Mars. The grounded approach Bova takes to all the interaction, politics, and bureaucracy help achieve a plausible future story.

  1. Red Rising by Pierce Brown

The first book in the Red Rising Trilogy envisions a future of planetary colonization in which caste systems abound. Darrow must fight against this system of overlords.

Best Sci-Fi Fantasy Books

Fly high with dragons, roam lands on epic quests, and learn the hearts of true heroes in the fantasy masterpieces.

  1. The Lord of the Rings Trilogy by J.R.R. Tolkien

J.R.R. Tolkien’s magnum opus spans three books, opening up a fantastically detailed and wholly invented universe in Middle Earth that was hinted at in The Hobbit. Considered the ultimate work of fantasy, The Lord of the Rings brings myth, allegory, poetry, song, war, and melancholy to heights of realism and wonder.

  1. A Wizard of Earthsea by Ursula K. Le Guin

The first novel in The Earthsea Cycle tells the tale of the wizard Ged, and his journey to redeem his reckless past.

  1. A Song of Ice and Fire series by George R.R. Martin

Beginning with A Game of Thrones, Martin’s elaborate, dark fantasy series covers land in which seasons last decades, and a terrible force from the north threatens to bring an icy apocalypse to an area filled with rulers jockeying to take the Iron Throne.

  1. The Dragonriders of Pern Series by Anne McCaffrey

This remarkable series takes place on the world Pern, where people telepathically bond with dragons. Dragonflight is the first in the series.

  1. The Fifth Season: The Broken Earth, Book 1 by N.K Jemisin

The Fifth Season marks the first book of award-winning The Broken Earth trilogy. Set against civilization’s collapse and natural disaster, Essun endures great personal tragedy in her quest to rescue her daughter.

Dystopian & Apocalyptic

Set in a nightmare future, these dystopian and apocalyptic legends will keep you up at night.

  1. The Handmaid’s Tale by Margaret Atwood

In a totalitarian future America, handmade Offred is forced to bear children to men of a ruling class. The tale follows her harrowing life in a bleak future, and the attempt to escape and bring down the subjugating class to restore rights.

  1. The Stand by Stephen King

A deadly pathogen escapes a military installation, rapidly spreading and bringing civilization essentially to an end. A group of survivors makes its way to a form of a promised land while battling a malevolent group seeking domination.

  1. Parable of the Sower by Octavia E. Butler

In the near future breakdown of the society of Los Angeles, empathic teenager Lauren believes in a better future entailing traveling to other planets. Lauren gathers followers to her belief as she makes her way north.

  1. Station Eleven by Emily St. John Mandel

Set in the Great Lakes region of America, a group of nomadic creatives picks up the pieces after the fall of civilization due to pandemic flu.

  1. The Hunger Games by Suzanne Collins

The first book in the Hunger Games Trilogy follows the immense challenges that Katniss Everdeen faces in the post-apocalyptic version of America called Panem. She takes her sister’s place in the government-sponsored Hunger Games to compete for survival in a no-holds-barred and deadly competition.

Near Futures

The future is here, or nearly so, in these ground-breaking novels set close to our present day.

  1. Contact by Carl Sagan

Scientist Ellie Arroway detects a potential extraterrestrial signal from space, which appears to instruct humanity in how to build a machine. She faces self-doubt amid scrutiny to uncover the mysteries of the discovery.

  1. Jurassic Park by Michael Crichton

This cautionary tale about genetic engineering in which scientists make living, cloned dinosaurs for an amusement park. Mayhem ensues.

  1. 2001: A Space Odyssey by Arthur C. Clarke

Mysterious monoliths appear across many worlds, seeding life with intelligence. Following the discovery of one such monolith on the moon, Dr. Bowman and a team of scientists investigate the signal it sends to Saturn’s moon Iapetus. The onboard AI begins exhibiting dangerous behavior during the journey.

  1. Flashforward by Robert J. Sawyer

A physics experiment creates an unintended consequence of everyone on earth losing consciousness for two minutes. Each person sees a “flash forward” decades in the future while they are unconscious. The resulting accidents and visions challenge everyone’s ideas of free will.

  1. Ready Player One by Ernest Cline

In dystopian 2044, impoverished Wade Watts navigates through the virtual reality world of the OASIS, seeking to reverse his fortune.

Younger Readers

Take adventures through time and space, no matter your age!

  1. A Wrinkle in Time by Madeleine L’Engle

The Murry children and Calvin O’Keefe crosses universes and space-time to try to find their missing father. Their tale is a mind-bending adventure of good vs. evil.

  1. His Dark Materials Trilogy (The Golden Compass/The Subtle Knife/The Amber Spyglass) by Philip Pullman

The Golden Compass/Northern Lights begins this sweeping saga of two children, one born in a parallel universe, one born in our own. In Lyra’s world, people’s souls exist in animal form, called daemons. Her father and mother represent warring factions determined to control all universes. Filled with talking animals, witches, airships, and strange creatures, His Dark Materials packs an emotional punch.

  1. The Apothecary Series by Maile Meloy

Set in the 1950s, The Apothecary starts this highly entertaining, thrilling adventure series in which American Janie Scott meets Benjamin Burrows, the son of an apothecary. After Benjamin’s father is kidnapped, the teenagers uncover a terrifying plot that could result in humanity’s end. They use potions with magical effects to try and stop the impending doom.

  1. The Serpent’s Secret (Kiranmala and the Kingdom Beyond #1) by Sayantani DasGupta

The first of the Kiranmala and the Kingdom Beyond series, book one begins with Kiranmala discovering her parents are missing, and there is a demon in her kitchen! Two princes recruited her and sent to another dimension, where she must battle the Serpent King and the Rakkhoshi Queen to rescue her parents and save the Earth.

  1. The Wild Robot by Peter Brown

This delightful middle-grade novel recounts a discarded robot named Roz and her search for love and acceptance.

Ponderous

These mind-bending sci-fi novels will have you thinking for a long time afterward.

  1. Stranger in a Strange Land by Robert Heinlein

Raised on Mars, Valentine Michael Smith returns to Earth and tries to fit in. His unusual upbringing makes him seem superhuman, but he attempts to help his Earth kin understand things from a different perspective.

  1. The Demolished Man by Alfred Bester

Set in the 24th century when telepaths (“Espers”) are common, and police are telepathic as well. Ben Reich tries to evade the telepathic police for a murder he wants to commit. The story opens up the moral issues of using telepathy, regulated mostly by a guild, but raises concerns about the exclusion of telepaths who run astray as well as psychological intrigue.

  1. Solaris by Stanislaw Lem

Solaris follows humans’ failed attempts to communicate with extraterrestrial intelligence. The sentient planet tests the researchers with their memories and emotions.

  1. Cloud Atlas by David Mitchell

A story spanning time and space and connections between various characters, Cloud Atlas explores the theme of fate with a mind-bending narrative.

  1. The Left Hand of Darkness by Ursula K. Le Guin

This classic tale follows the journey of Genly Ai on his mission to the planet Gethen. The ambisexual Gethenians present challenges and growth for Ai.

Cyberpunk

If you dream of the future lit by neon, shadowed by noir and fueled with intrigue, these seminal cyberpunk novels are for you!

  1. Neuromancer by William Gibson

In the first novel of the Sprawl Trilogy, hacker Henry Case is hired to help an AI take over the global network called The Matrix.

  1. All the Birds in the Sky by Charlie Jane Anders

A modern cyberpunk tale is weaving together magic and science, with wit and feeling.

  1. Altered Carbon by Richard K. Morgan

Set in the 25th century, humans have spread through the galaxy and can be preserved after death via cortical stacks, then essentially regenerated or “re-sleeved” into another body. Takeshi Kovacs stumbles upon a vast conspiracy after his latest “sleeve.”

  1. The Stars My Destination by Alfred Bester

This early entry into cyberpunk sci-fi follows teleporter Gully Foyle, an outcast considered dangerous.

  1. Synners by Pat Cadigan

The synthesizers, or Synners, are people who can turn mental images into products for consumption. The story is told via various characters’ viewpoints.

Indie Authors

Discover the latest sci-fi and fantasy stories, while supporting independent authors!

  1. Mindful Things by Mya Duong

Nineteen-year-old Lauren begins to experience visions and uncovers the fact her deceased parents were witches. A madman hungry for power pursues her, and she must embrace her magical heritage to try to stop him.

  1. The Infinite by John W. Akers

The inventor Pax works on a secret project that can revolutionize human cognition. His plans are derailed by a computer virus that could end civilization, so Pax is forced to choose how he can help humanity survive.

  1. Threadwalkers by Joanna Volavka

Miranda Woodward undergoes a discordant series of events following her father’s death. This is a young adult time travel tale.

  1. Beasts (Beginning Vol. 1)  by Mary Catherine Gebhard

Set 1000 years in the future, the World Collective seems utopian. Atlia, a member of the World Collective, soon uncovers a horrifying truth about her society.

  1. Resonance by Jennifer Greenhall

In Book One of the Resonance Series, Sophia Walsh uses her psionic abilities for good but finds herself the next target of a killer.

Science Fiction and Fantasy Books

At Your Money Geek, we are huge fans of the science fiction genre, everything from military science fiction to novels about space travel, parallel worlds, and fantasy novels. We are always looking for new books to read and exciting sci-fi writers to profile, let us know in the comments what authors you are currently enjoying. – Michael

 

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For 5 years we have tracked every single transaction in and out of our accounts using YNAB. The results are revealing.

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Hi all, I was reading a post on another sub of someone sharing their expenses for last year when it got me thinking about my own and it hit me: this month marks 5 years that my wife and I have been using YNAB! So I decided to take some time and reflect and figured I would share. By all means let me know if there are things I miss in this data!

For starters, wow what an absolute change 5 years has made and not just financially. YNAB itself brought upon us the concept of budgeting and tracking out finances when up until that point our lives had consisted of a "buy it, figure out how to pay for it later" mentality. Thankfully we were never really big spenders so we started from a decent spot. Secondly, looking at this it's relatively easy for me to see life changes along the way. From renting to mortgage, from having non-mortgage debt to having none. Life uh, finds a way.

Let's start at the top and look at total spending over the past 5 years https://imgur.com/LVlo2DY

Nearly $500k, ouch. Breaking it down further though it looks like 32% of that went to Savings which is our largest top-level category followed by Monthly bills(ouch again). Debt was a pain and everyday expenses really added up as well. Instead of looking at raw totals though I think taking a look at how things have changed over time is better https://imgur.com/geobw9v

Apologies but it looks like YNAB does not include a legend so here is what the colors mean:

  • Red – Monthly bills
  • Orange – Everyday Expenses
  • Green(Beige?) – Savings
  • Blue – Debt

A couple of trends/events I am able to pluck out of this:

  • Non-mortgage debt was eliminated mid-2018(yay) meaning up until that point it was much more than a 17% expense that the totals had shown
  • Monthly bills were pretty bang on until mid 2016. Correlates with a cross country move. Everyday Expenses took a beating for a couple of months as well
  • Monthly expenses spiked in mid 2017 and haven't really come down. This reflects the transition from renting to owning
  • Savings is highly irregular. Spikes I can mostly explain as IRA contributions.. but the more frequent minor irregularties not so much The last couple of years the bulk of the savings comes in the first couple months of a new year when contributions can be made

That provides a pretty good high-level overview, let's take a peak at the 4 different master categories individually. Starting with savings https://imgur.com/pfTyopB

Sounds about right, looks like IRA contributions have made up about 50% of the category. I'm also assuming this has some 2014 contributions in there as well given the totals. After that the totals seem to get a bit smaller with other things we have saved up for including purchasing a home, going on vacation, gifting and donating and thankfully we really haven't had to use our emergency fund all that much in the last 5 years! Woohoo. What in the world is going on with Services/appliances/Electronics though? I did a little digging and it looks like it mostly breaks down thus: * $15k landscaping and house projects * $5.5k "we bought a house now we need a washer/dryer/lawn mower etc. for it" * $5k one-time luxury purchases * $4k electronics (phone's/TV/routers etc.) * $2k furniture * $2k misc services (plumbers/chimney sweepers etc.)

I would not have guessed we spent that much on electronics. Holy hell. : Moving on to the next category: Monthly bills https://imgur.com/iaHtkvS

Right off the bat: putting a roof over our heads is expensive. To the tune of nearly 82% of the entire category over the last 5 years. Second observation.. these subcategories are all over the place. "Electricity" and "Utilities"? Oh right.. we basically got lazy sometime in 2016 and decided to stop tracking electricity and lump it in with gas/garbage/water in the "utilities" category. Looking closer at utilities:

  • Nearly $4.5k is from LP.. which just began in 2017 with the home purchase. We need to switch, that's ridiculous!
  • Another $1k in natural gas for the previous 2 years(MUCH CHEAPER)
  • Rest mostly electric with water/trash combining for not even $50/month over the period

Nothing else too exciting about this category. Next up.. every day expenses https://imgur.com/leMPHm7

This one I'm kind of proud of. This is where I feel like we have a lot of control over our spending. Right off the bat, our largest expense is groceries consuming nearly a quarter of the entire subcategories cost. Over 5 years though, that comes out to around $400/month. Not too shabby if I do say so myself! The next highest, homegoods is a bit high for my liking as is miscellaneous but they are what they are I suppose. For our budgeting homegoods is basically things like cleaning supplies, paper products, decorations, health and beauty and so on. Misc are things like car registrations, haircuts, credit card fees, amazon prime etc. For the last year we have only budgeted $50 a month for this category, although looking at purchases from a few years ago it looks like we were just throwing random junk in here that belongs better elsewhere. Maybe I'm not so proud of this master category. Oh well, live and learn I suppose! Last observation: pets are cheap, awesome. Sub categories are clothing/work expenses/and laundry from when we used to have to go to a laundromat.

Now the last category, and my least favorite: debt https://imgur.com/bytFahV

As previously mentioned this was tracking non-mortgage debt. That came down to 2 types for us, a car loan and the dreaded student loans. Actually, I think this category is the one to be the most proud of. We paid off $70k in student loan debt in 3 years. Hell ya. I know that there was at least another $30k dent put in the 3 years before that as well. Took longer than we had hoped, but in the end it's good to have that boat anchor off of our necks. Other than that, not really much to see/say for this category.

Well.. this post got uh.. long and a bit of rambling. I apologize. I more or less did this live. A couple of big takeaways.

  • Tracking your spending like this not only has the power to change your behavior and life, it also allows you to reflect on the life changes that occur and how they impact your finances. The spending over time chart is my favorite I think
  • Refinement along the way is key. When you begin your budget categories may be too granular for you or not granular enough. Tweak as you go and keep moving forward
  • There are always things you can do better and things you rock at. Your assumptions may not always match the facts. The way to tell is to first have the data and secondly to analyze. Short of that you're just guessing. I know I wish I had started sooner to see what the 5 years before this looked like
  • Plan long term where able with your budget. This is not reflected in the numbers posted, but initially we used to plan 1-month ahead in our budget. Then we need a new car. Or furniture. Or <insert expensive thing we had not saved for over the last x months>. The result: scrambling to find the money and spiking the funding of a subcategory for that month in order to cover the expense. Now we try to plan ahead all of those purchases, even the ones that are many years out like a new vehicle so we can spread the cost out over time
  • 5 years is a loooong time.

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The Cheapest Renters Insurance Companies Georgia 2020

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Georgia is one of the most expensive states for renters insurance, as they’re the sixth most expensive state, with premiums around $243 annually in 2017 compared to the average premium of $180 in the United States. Even with the extra cost in Georgia, renters insurance can be affordable and can save you a lot of money if something happens that would require you to use your coverage.

Find the Best Renter Insurance

Enter your ZIP code below and be sure to click at least 2-3 companies to find the very best rate.

When considering renters insurance, there are several things to consider:

  • Personal property: This is the amount that covers your items should they incur damage from fire, flood, weather or other covered events
  • Personal liability: Personal liability covers medical bills for anyone who’s injured in your home or on your property. It can also protect you from expenses if you’re legally responsible for damage on someone else’s property.
  • Loss of use coverage: This provides financial assistance for temporary living expenses if your apartment becomes uninhabitable.

With these factors in mind, how much renters insurance do you need? This depends on the value of the items in your home. To demonstrate, if you’re a college student who doesn’t have many valuable items, you could afford to have a lower personal property amount. Or, if you have collectibles, artwork or other high-priced equipment, you’ll want more protection to cover them. Likewise, if you have a dog that might bite someone, more personal liability protection could be useful.

Best rental insurance companies in Georgia

When searching for the best renters insurance companies in Georgia, consider a provider’s reputation for delivering customer service (the J.D. Power & Associates customer satisfaction survey is a helpful resource), it’s financial strength that indicates if they can pay out claims (AM Best rating) and their price offerings. With this in mind, here are the best of the best:

  • Liberty Mutual: Liberty Mutual earned top marks for its financial strength, as it rated A with AM Best. This indicates the company has strong financial health and should be able to pay its policyholders’ claims.
  • Nationwide: Nationwide made the list on the strength of its customer service. That said, Nationwide tends to be a more expensive option when compared to State Farm or Liberty Mutual.
  • State Farm: State Farm makes the list because they earned a five out of five rating with J.D. Power, demonstrating a high level of customer satisfaction. What’s more, when we did a quote with State Farm, it was the cheapest traditional provider available, with rates beginning at $242 annually.
  • USAA: Last, but certainly not least is USAA. It’s the gold standard for insurance companies because it earned a five out of five overall in J.D. Power’s customer satisfaction ratings. USAA is also among the least expensive providers with some of the most responsive customer service. This company only serves military members and their families.

Taking these things into account, here’s how the top Georgia renters insurance companies measure up to each other:

Provider J.D. Power Rating AM Best Rating BBB Grade
Liberty Mutual 2 out of 5 A A
Nationwide 2 out of 5 A+ A+
State Farm 5 out of 5 A++ A+
USAA 5 out of 5 A++ Not rated

When comparing renters insurance, you will have certain things that are more important to you than others. Because of this, we want to help you in the right direction by providing the best carrier depending on your situation.

Cheapest Georgia renters insurance: State Farm

State Farm is by far the least expensive option available. When we did a quote for them using an Atlanta zip code for $20,000 in personal property coverage, we received a quote for $243 annually. If you combine this policy with an auto policy, it drops the price down to a little over $16 per month.

Best Georgia renters insurance for online options: Nationwide

Nationwide makes it simple to receive a quote within minutes. You visit the website, go to “start my quote” and fill out the required information. Nationwide also offers a mobile app where you can make changes to your policy at any time, which is a simplified way to manage your policy on the go.

Best Georgia renters insurance for customer service: USAA and State Farm

Insurance can be difficult to understand. If you don’t know what coverage you’re receiving, it helps to go with a provider that delivers exceptional customer service. This is where USAA and State Farm separate themselves from the rest of the pack, as both earned top marks in J.D. Power’s customer satisfaction survey.

Frequently asked questions

How much renters insurance do I need in Georgia?

The amount of Georgia renters insurance you need depends upon the value of the items you have. If you have more valuable items, you’ll want a bigger amount to cover you in the off chance they incur damage.

What’s the cheapest renters insurance company in Georgia?

For traditional carriers, you won’t beat State Farm. It offers the lowest rates with the highest customer satisfaction scores. If you’re in the military or have a family member who is in the military, USAA is your best bet. However, your circumstances might make some companies cheaper than others. Get several quotes and ask about discounts you might be eligible for to find the cheapest coverage.

The post The Cheapest Renters Insurance Companies Georgia 2020 appeared first on The Simple Dollar.



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We Spent $68.24 at the Grocery Store This Week (+ our dinner menus)

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Want to see what we bought for this week’s $70 grocery budget? I’m currently challenging myself to stick with a $70 budget for our family of five. This includes almost all of our breakfasts, lunches, snacks, and dinners + most household products (toiletries, laundry soap, etc.).

For live updates, be sure to follow my Instagram Stories. See all posts on my $70 Grocery Budget here.

I was excited to find some great deals at Kroger, be able to stock up on a few things, and stay under budget. Here’s what we bought this week:

Kroger Shopping Trip #1:

  • 4 boxes Creamette Pasta — $0.49 each with the digital coupon
  • Duncan Hines Microwave Cakes (I thought these would be fun to have for a movie night) — marked down to $0.39 each
  • Kroger Hashbrowns — $1.79
  • Fresh Salsa — marked down to $0.99
  • 1 bag of apples — marked down to $0.99
  • 4 jars Kroger peanut butter — $0.99 each after digital coupon
  • 1 jar natural Kroger peanut butter — $1.79
  • Kroger cheese (16 oz.) — $3.99
  • Pillsbury Pie Crust — marked down to $0.99
  • 3-lb bag of Gala apples — $3.99
  • 2 lbs ground beef — marked down to $1.99 each
  • 3 bottles Odwalla juice — marked down to $0.99 each
  • 2 boxes Kroger cereal — $1.49 each
  • Milk — $2.79
  • Half & Half — $1.99
  • Total with tax: $38.38

Kroger Shopping Trip #2:

  • 2 boxes Kroger cereal — $1.49 each
  • Hostess Cupcake Dessert Mix — marked down to $0.39
  • 2 cans Chef Boyardee — marked down to $0.19 each
  • Simple Truth Refried Beans — marked down to $0.39
  • 4 bags Kroger Frozen Veggies — $1 each
  • Lemi-Shine Dishwasher Tabs — marked down to $0.89
  • 5 packages of Pampers wipes — $0.99 each with Friday-Saturday digital coupon
  • 2 Stayfree pads — $1.69 each when you buy 5 participating items, used $3/2 Kroger digital coupon = $0.19 each
  • 2 Suave shampoo/conditioner — $0.99 each when you buy 5 participating items, used $1/2 Kroger digital coupon = $0.49 each
  • Kellogg’s Raisin Bran — $1.79 when you buy 5 participating items
  • Milk — $2.99
  • Simple Truth Eggs — marked down to $1.49
  • Total with tax: $29.86

Our Menu Plan This Week

Note: When you see the meals below, please remember this: I buy ahead often. Which means that when I find a great deal on something I know we’ll use, I buy as much as I can afford in our budget to have on hand.

This means that you aren’t going to see all of the groceries my shopping trip that I used to make all of the meals we ate.

Please also remember that I’m putting this out there and it’s not a perfectly balanced menu. This is just really what we ate — and I hope that it encourages you to see the real-ness and lack of perfection here.

Breakfasts: Cereal

Lunches: Leftovers, Salad, Apples/Peanut Butter, Mac & Cheese, Yogurt, Cookies, Chips, Random other markdowns/sale items 🙂

Dinners: 

Sunday: Leftovers + Mac & Cheese

Monday: Breakfast Casserole (recipe sent to me by a follower)

Tuesday: Fend for yourself + leftovers

Wednesday: Tyson Anytizers, Broccoli, Brown Rice

Thursday: Chicken Tetrazinni, Green Beans, Bran Muffins

Friday: Pumpkin Waffles, Bacon (Jesse & I went out to dinner with a gift card we were given by his parents — we’re trying to get in some dates before the baby gets here!)

Saturday: Dinner out (Kathrynne had an out of town basketball tournament)



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