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7 Everyday Items You Can Get Paid to Recycle

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Why toss things in the trash when you can repurpose or recycle them? 

In addition to diverting items from the waste stream and keeping them out of landfills, you can also make extra money or help out worthy causes. From scrap metal to ink cartridges, bullets to construction materials, you can recycle a huge variety of items in exchange for cash or goodwill.

Ready to see all the different things you can recycle for money?

Find a Collection Point

To find a recycling center near you, head over to Earth911.com and plug in the item you’re looking to recycle along with your location. The site lists collection locations for everything from antifreeze to ammunition. Of course, not everything pays, but it’s important to properly dispose of potentially hazardous items. 

Prepare Items for Recycling

Check with your local collection point for specific rules for preparing your recyclables for the collection center. Some centers require you to remove bottle caps, rinse and bag bottles in certain increments, or sort and tie together cardboard. Checking the rules before you go will save you time later on. 

Be sure to properly bag items that may make a bit of a mess. Even if you thoroughly rinse all your bottles and cans, there might be water and other residue on them, so be sure to transport them in bins or bags to protect the interior of your car.

If you’re donating a cell phone or other electronic item, be sure to clear your personal information from it, including contact lists, voice mails, text messages, photos, passwords, downloads and anything else that you wouldn’t want random strangers to access. Back up your information on your new phone, your computer or a cloud-based service, then restore your phone to factory settings before recycling it.

7 Items You Can Recycle for Money

Depending where you live, you can get paid to recycle certain items. Here are some common recyclables and how to recycle them.

1. Scrap Metal

Scrap metal is one of the more profitable materials to recycle. For this reason, scrap metal theft is not uncommon. Many local recycling programs fund their programs through scrap metal collection, so be sure to check your local rules or laws about collection.

Copper, steel and aluminum are just a few of the scrap metals that you can recycle for money. Google your local area and “scrap yard” to find a facility that takes whatever metals you have and learn their procedures for drop off.

Once you have rounded up your metal, find out if it is ferrous or non-ferrous by seeing if a magnet sticks to it. If it does, the metal is ferrous and likely a common metal like steel or iron. These items typically aren’t worth much, but it’s still worthwhile to recycle them. If the magnet does not stick, you likely have copper, aluminum, brass, bronze or stainless steel on your hands. These metals are more valuable. 

You can make money recycling a variety of these metals. Copper is one of the more profitable metals: Some scrap yards offer over $2 per pound. Aluminum typically earns between 40 and 70 cents a pound, yellow brass can yield $1.40 per pound, and die-cast metal goes in the 30-cents-a-pound range, though local prices vary. 

2. Bottles and Cans

One Penny Hoarder writer made $1,500 cashing in soda cans he collected at work. You, too, can make money by rounding up bottles and cans, whether from work, friends and family, at events, or just the recyclables you use at home.

California offers 5 cents for most plastic and glass bottles and aluminum cans smaller than 24 ounces, and 10 cents for 24-ounce or larger containers. It’s technically a bottle deposit, but many people don’t bother to collect their refunds, so it’s easy money for bottle and can collectors. 

Michigan has a 10-cents per bottle recycling rate, which has prompted people to illegally smuggle in empty bottles purchased out of state to cash in. (This was even the plot of one Seinfeld episode!) Many states have similar deposit programs, so check what’s available where you live.

3. Car Batteries

Advance Auto Parts offers a $10 store gift card to customers who bring in their used car batteries (light-duty truck batteries are also accepted). If the company doesn’t have an outlet near you, call your local auto parts stores to see whether they offer similar deals.

4. Ink Cartridges

A number of office supply stores, including Staples and Office Depot accept used ink cartridges for recycling. Staples offers $2 back per cartridge, with a maximum of 10 returns per month, and you have to spend at least $30 on ink or toner within 180 days of recycling. 

Office Depot also gives you $2 back in program rewards for each ink or toner cartridge you recycle, up to 10 cartridges per month. But you must also purchase ink from them the same month. There is no limit on the number of cartridges you recycle, but you will only receive points on the first 10 per month. You can use your points toward a number of different perks and discounts. 

5. Electronics

Eco-Cell is one of many companies that offers cash for old cell phones and other electronics. The company accepts working or broken phones, tablets, rechargeable batteries, circuit boards and a variety of other electronics. Even if an item is broken or was submerged in water and is unusable, Eco-Cell will accept it in order to divert electronics from landfills and properly dispose of their toxic components and metals.

Many cell phone providers, including Verizon and AT&T, have trade-in programs where you can receive a voucher, gift card or other reward for turning in your old phone. Amazon Trade-in is another way to earn gift cards.

A number of charities also accept cell phones, whether to re-purpose or sell and use the funds for a charitable purpose. Cell Phones for Soldiers refurbishes and sells your old phone to active-duty military members and veterans. If a phone is too old or broken, Cell Phones for Soldiers sells it to recyclers who strip it for parts and dispose of its metals responsibly. The proceeds from the sales go to purchase international calling cards for troops and provide emergency financial assistance to veterans.

And of course, you can always sell your old phone yourself.

6. Junk Cars

Your rusted old jalopy? You can recycle it for money. There are companies that pay cash for broken down cars. 

Junk Car Medics is one, and you can sell your car to them online or over the phone. You enter details about your vehicle, such as condition and mileage, and quickly get an offer. If you accept it, you’ll have to provide proof of ownership and a few other details before you get paid. The company says most transactions are same-day, and they take the car away for you.

7. The Rest of Your Unwanted Stuff

You can “recycle” belongings you no longer want on a variety of apps and platforms and get a little something back for them. ThredUp and Poshmark are popular second-hand clothing apps where you can sell your wares. 

ThredUp will send you a free shipping label and apply credits for anything that sells to your own account, but it’s often not a lot of money. Poshmark offers bigger potential payouts, but you have to put in more work to make your items move.

Letgo is a second-hand site where you can buy or sell just about anything you no longer use.

Kristen Pope is a freelance writer and editor in Jackson Hole, Wyoming.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.



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Finance

Future inheritance.. need help!

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Hey all, i’m a 22yr old living in the US. I’ll start off by saying that I have no current debt, credit score is 785, currently don’t have a job and don’t have much saved.

This might be long but i’ll try to make this as short as I can. I’ve lived with my mom, lil brother, and grandparents pretty much my whole life. Mom had a very bad drug addiction, decided to move out with my girlfriend when I was 18. The following year my mother happens to pass due to overdose, she didn’t have any money to her name so no assets were given. 3 months later my grandma passed away from lung cancer and all her assets were transferred to my grandpa. My grandpa had throat cancer 10 years ago and had to get his voice box removed, so now he breathes through his neck stoma. My girlfriend and I decided to move back home a few years ago to help support and take care of my grandpa (pretty much his care taker) and my little brother (his dad is barely in his life). As time has progressed, my grandpa is having breathing issues and can’t get around as easy anymore. I’m now worried that something will happen in the near future and i’m a little lost when it comes to the assets he has.

My grandpa has a will set up for me and my brother to split everything 50/50 and I’m the primary beneficiary, he said that I will have control of his part of the assets until he is 21 (he’s 14 now). Paperwork and everything is already signed. He will be passing on the house that we currently live in and all of his stocks.

The mortgage for the house is paid off, and there are two IRA accounts. The house is worth about $400,000. I believe the first is a traditional IRA with a little over $300,000 in it. The second is an IRA Roth with about $100,000. We have a “money manager” through JP Morgan who manages all of the stocks, and my grandpa has it set up so that he receives $1,000 a month from it.

Now I have multiple questions. I know the market is up and down everyday, but say that the current assets were to be passed on..

• Will I take over his current IRA accounts or will I have to create my own and transfer the funds to that?

• Do I have to withdraw the money by a certain time point or can I just let it sit?

• When filing taxes at the end of the year, will I owe anything since I would be coming into a lump some of money?

• How much would be taken out in taxes when it is distributed to us?

• When filing taxes at the end of the year, will I owe anything since I would be coming into a lump some of money? Also what tax bracket would I be in?

• Should I keep the money manager and keep the current ways that my grandpa has set up?

• My brother and I have agreed to keep the house but we would like to renovate it when the time comes. Say the renovation will cost $50,000. Would I take $64,000 out of the traditional IRA (withhold $14,000 for taxes) or take the money out of the IRA roth so it’s tax free?

I know this is quite a bit and I feel as if I have a huge weight on my shoulders, but i’m trying to have a better understanding of how this works..

Thanks to all in advance!

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Why Save Money Now? 9 Reasons That Will Help You Start Saving

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Learning to save money is one of the best things you can do for yourself. 

Saving money can help you prepare for emergencies, start a business, retire, and more.

Financial security is one of the best reasons for why you should save money, and being prepared financially is one of the best feelings in the world. You can travel more, pursue your passions, quit a job you don’t love, try new things, and more.

But, I hear over and over again from people that they don’t want to save money now because they think they have the rest of their life to do so.

However, that’s far from true, especially if you want to be prepared for emergencies or retire.

When you decide to start saving money now, you will be ready to live the rest of your life. 

You can take chances, try new things, and be ready in case something awful were to happen. Saving money gives you the freedom to worry less and live more.

Now, there are some situations when people do have a harder time saving money. Maybe you are living paycheck to paycheck, are working to eliminate high amounts of debt, etc. 

Even though learning to save money can be hard, small amounts of money add up over time, and this is very true when you start now. Plus, there are lots of great ways to make extra money to make saving now easier.

Saving money takes discipline and some people may need to take extreme measures, but starting to save money now is one of the best things you can do for yourself.

Related content:

Below is why you should save money even if you think you have the rest of your life to do so.

 

Learning a good savings routine now will help you later.

One of the top reasons for why many don’t start saving now and/or invest for retirement is because they claim that they don’t know how. Yes, it might feel overwhelming in the beginning – how to start investing, where to save your money, etc. But, these are things you can learn so it doesn’t have to be hard.

Once you get over the hump of getting started, you can create a routine where you regularly make contributions to a savings account or a retirement account. There are even investing and savings apps available to automate the process for you.

Acorns is a popular micro investing app that you can use to schedule deposits into your investment account – even just $5 at a time. You can also set up Acorns to round up transactions from a linked card to invest passively.

However you start to save and invest now and the sooner you do it, the more it becomes a habit and the easier it will become. By saving money as soon as you can, you will learn good financial habits that will help you well into the future.

Learn how to start investing at How To Start Investing With Little Money

 

You don’t need as much money as you think.

More and more people are choosing to live a minimalist lifestyle because they have realized that less is more. These people are living in smaller houses, not buying as much stuff, and being more thoughtful when they do make purchases.

These choices can lead to significantly spending less money on things, which makes it easier to save your money.

Now, leading a minimalist lifestyle isn’t for everyone. But, material items do not always equal happiness. Sometimes they just add stress, debt, and more. Think about it – the more stuff you have, the more likely that something will break, something will get lost or tossed to the side, and so on.

And if you think about the fact that the average household has 300,000 items (not a typo), that’s a lot of money spent on stuff.

However, do we actually need all of that stuff?

Probably not.

Spending money on a bunch of unnecessary stuff does not mean that you will have a higher level of happiness than someone else.

When you learn to live with less, you will find that you don’t need as much money as you thought.

Related: How A Minimalist Lifestyle Can Bring You Happiness 

 

An enjoyable life doesn’t have to be expensive.

One of the other things I hear about saving money is that it’s boring.

Yes, I have heard that if you are saving your money that you’re having no fun. In fact, here are a few myths I’ve heard about saving:

  • “I can’t save money because that means I’ll just be eating rice and beans and sitting on my couch all day long.”
  • “That person is only able to save money because they have a boring life.”
  • “I’d rather enjoy my life now and worry about saving money when I’m old.”

These are not true, at all. You know what they say when a person complains about being bored – that they are actually a boring person.

If you think spending money rather than saving money will lead to happiness, then you need to change your mindset.

Life is all about a comfortable balance. You can save money, spend money, and have an enjoyable life. It’s not one or the other. And, really, it’s all about knowing what you can actually afford and thinking about whether buying something will actually benefit your life.

There are plenty of ways to live an awesome life while saving money. Yes, you can still see your friends, have fun with your loved ones, go on vacations, and more, all while staying on a realistic budget.

Instead of going out to eat three to four times a week, you can prepare meals with friends or family or host a potluck.

Instead of taking an expensive vacation, you can do a roadtrip or plan a staycation.

Instead of spending lots of money on an expensive weekend out with your friends or significant other, you can go for a hike, bike ride, and more.

There are so many ways to have fun for free or cheap, and finding new ideas now can help you start to save money.

Related: 

 

Compound interest matters.

Learning how to save your money is a wonderful thing, especially if you start investing. When it comes to investing, time is on your side because of the powerful impact of compound interest.

Compound interest is one important reason for why you should start to save your money now instead of waiting until you are older.

To put it simply, compound interest is when your interest is earning interest. This can then turn the amount of money you have saved into a much larger amount years later.

This is important to note because of inflation – $100 today will not be worth $100 in the future if you just let it sit under a mattress or in a checking account. However, if you invest, you can actually turn your $100 into something more. Investing for the long term means your money is working for you, potentially earning you an income.

For example: If you put $1,000 into a retirement account that has an annual 8% return, 40 years later that would turn into $21,724. If you started with that same $1,000 and put an extra $1,000 in it for the next 40 years at an annual 8% return, that would then turn into $301,505. If you started with $10,000 and put an extra $10,000 in it for the next 40 years at that same percentage rate, that would then turn into $3,015,055.

Side note: I recommend you check out Personal Capital if you are interested in gaining control of your financial situation. Personal Capital is similar to Mint.com, but much better. Personal Capital is free and it allows you to aggregate your financial accounts so that you can easily see your whole financial situation, including investments.

Related content:

 

There’s no need to waste money just because you can.

There is no reason to spend all of your money just because you are able to. In my opinion, finding ways to save money will bring you greater security and peace of mind.

I’ve heard of people (even many who are close to me) say, “If I have money, I’ll spend all of it.”

If you decided to save your money rather than spend the last bits of it until your next paycheck, you will be on the road to saving more in the long run, meaning you can start to break free from a paycheck to paycheck lifestyle.

Even if you are only able to save a small amount, that is much better than not saving anything.

Like I said above, time and compound interest are both on your side, and this can turn the small amount of money you have saved into a much larger amount.

Related: 16 Alternatives To Cable TV That WILL Save You Money

 

Stop letting others dictate how you live your life.

One of the reasons that people spend more than they should (and save less now) is because it looks like that is what everyone else is doing.

We’ve all seen the pictures on Facebook or Instagram of a friend with their brand new car, someone on an amazing vacation, or in brand new clothes. But, just because other people have something, that doesn’t mean you need to as well.

You have no idea how someone paid for those things. Maybe they make more than you think, maybe it was a gift, or maybe they are going into debt to “afford” things.

You are the only one who gets to dictate how to spend your money. And you can choose to save instead of spending money on things to keep up with others.

In 10, 20, 30, or 40 years, you could be living a comfortable life without debt, not stuck in a job you hate, and be pursuing your passions. Doesn’t that sound so much better than a life of debt and comparison?

 

The less money you spend now, the less you need in the future.

By spending less money, you’ll decrease the amount of money you need in the future. This includes money for emergency funds, retirement, and more.

This will help you build your emergency fund quicker and reach retirement sooner.

Just think about it: If you are already living a frugal lifestyle, then you will be used to living on less in the future. This means your retirement savings doesn’t need to be as large, which means it may be easier to reach that savings goal.

Also, if you spend less money, you probably won’t need as much in your emergency fund, which can also help you fund that sooner!

When you spend less money now, you can save at a higher rate, and that means you can reach your goals that much faster!

For example, Mr. Money Mustache has a great graphic in his blog post The Shockingly Simple Math Behind Early Retirement that shows you how your savings rate can dramatically impact when you’ll retire. For example:

  • Saving at the average personal savings rate of 5%, it will take you 66 working years until you reach retirement.
  • A 25% savings rate means it will take you 32 working years to retire.
  • A 50% savings rate means it will take you 17 working years to retire.
  • A 75% savings rate means it will take you 7 working years to retire.

So, by saving more of your money, you are likely to retire sooner. Sounds amazing, right?

 

There’s no guarantee that you’ll always have that income stream.

Time and time again, I hear from people that say they don’t need to save money now because they have a job.

Yes, you may feel safe and secure in your job, but the truth is that you never really know how long you’ll be making money or how long that job will last.

Many other people think, “But, I enjoy my job!”

While it’s great that you enjoy your job, you should still learn to save your money. Too many people think they can work forever because they love their job.

However, what happens when you can no longer work? You don’t know what the future will bring – you may encounter a medical problem, a serious life event, you may hate your job 20 years from now, and so on.

Why do people save money? One reason is because nothing is guaranteed.

So, instead of spending every last penny that you have, you should find ways to save more money.

Related: 12 Passive Income Ideas That Will Let You Enjoy Life More

 

 

The best things in life are free.

Stop for a second and think about your life. Do you have a friend you can count on? A family member who cares for you? A significant other to share your life with? Did a stranger hold the door open or offer you a smile? None of those things cost a dime.

Even if you just have one of these, you are still experiencing the happiness in life that comes free of charge.

There are so many free things in life to enjoy!

There are libraries, parks, free concerts, music on the radio, and more.

All of these amazing free things mean that you can stop spending as much and start to save money now.

Living a frugal life means you are taking advantage of what’s already around you. For some, this can be a hard mindset to get into, but when you realize you already have the most important things in life, you will realize that money isn’t the be all and end all.

There are many reasons to save money, and it’s never too late to start.

 

Starting to save money now will change your life.

Saving money is a mindset that you have to put yourself into. You have to make routines, make sacrifices, and change the way you spend money.

I know all of that is hard to do, but there is no greater feeling than being prepared.

And please don’t think that it’s too late to start saving. It’s never too late!

By learning to save at any age or stage of your life, you are making one of the smartest decisions you can for your future, even just a month or five years down the line.

What do you think? Do you think you should save money now? Or enjoy life and save later?

The post Why Save Money Now? 9 Reasons That Will Help You Start Saving appeared first on Making Sense Of Cents.



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What To Do With That Last Little Bit Left in the Container

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We’ve all been there. You have a container of something and it’s almost used up. There’s just a little bit left in the container, but that little bit is hard to access. How far should you go to access that little bit? How much effort is worth it? Even better, is there anything creative you can do in that situation that minimizes effort and time and maximizes return?

Over the last year or so, I’ve been trying different techniques to figure out how to get the last little bit out of different containers, and I’ve figured out a few things that work well and quite a few things that don’t.

Let’s dig into that last little bit left behind in the containers in our lives.

It’s probably not worth it to put in significant effort to get out the last little bit.

In general, the value you get from extracting the small amount of remaining… stuff in the container isn’t worth it if it requires a lot more effort than the normal ways in which you use the product.

For example, with a tube of toothpaste, each use uses up perhaps two cents of toothpaste, so cutting open the tube to get one to three more uses out of it will only save you a nickel or perhaps a dime.

The only real reason to put in much effort to get that last little bit out is if it psychologically bothers you to waste it, in which case the sheer sense of feeling good about getting that last bit out is the reason to do it. Some people get a lot of personal value out of knowing that they used it all up. (I’m not really in that group, though I certainly sympathize with that kind of feeling.)

The best solution for toothpaste tubes is to start from the end and empty it gradually throughout usage.

Rather than having to force the last bit out of the tube at the end or try to mangle the toothpaste tube, a much better approach is to use a clip throughout the entire time you use the tube. Squeeze from the bottom of the tube each time and then roll up the tube every few uses, applying a clip to the bottom of the tube to hold it in place. That way, when you do get to the end, the tube is really empty.

This is a far more efficient way of getting every bit out of the toothpaste tube than cutting it apart or exerting a lot of force near the end.

(While we’re talking toothpaste, anything more than a pea-sized amount on your toothbrush is wasted. Get used to just getting an amount on there that’s the size of a pea and your toothpaste will last way longer. Ignore the ads that show a huge line of toothpaste on the brush – they want you to use far too much so you’ll buy tubes more frequently.)

For peanut butter jars, use the remaining bits as an ingredient in something you make in the jar.

For example, if you really like making cookies with a hint of peanut butter in the dough, literally make some of the dough inside the peanut butter jar, adding flour and water until you have a dough ball that will take all of the peanut butter right off the sides of the jar as you mix it.

If you like Thai food, you can use the jar to make a wonderful sauce right in the jar, with some great peanut flavor. Here’s a nice recipe, where you just mix everything in the jar and then dump it out, leaving very little of anything in the jar.

As an aside, my youngest son will take a nearly-empty jar of peanut butter and stick a slice of bread in there with his small hands, rubbing it around the inside, so he can have half a peanut butter sandwich. I’m not sure it’s particularly efficient, but it does get most of the remaining peanut butter out and it seems to make him pretty happy!

For many bottles, simply invert them.

If you notice that your bottle of shampoo or body wash or lotion is mostly empty, simply turn the thing upside down and leave it until your next use. This will allow all of that extra stuff to collect at the top of the bottle and usually get you one final nice use out of the contents.

For me, this is the easiest way to get the last bit out of a bottle. It doesn’t involve cutting anything and lets gravity do the work.

I don’t find it useful to add (much) water to the bottle. It usually dilutes whatever is inside to the point where it doesn’t work particularly well. Watered-down shampoo is pretty difficult to use well, in particular. It’s much better to use a small shot of gravity-collected shampoo built up from inverting the bottle. If the liquid or gel in the bottle is really thick, you can add a tiny bit of water before inverting it; just shake it really well before flipping it over.

This also works well for condiments and salad dressing. Just put the cap on well and store it in the fridge upside down. You’ll almost always get one more use out of the item before it’s truly empty.

If you have an almost-empty bottle of olive oil, make salad dressing right in the bottle.

If there’s a small amount left in a bottle of olive oil, it’s perfect for just making a salad dressing or marinade right in the bottle. Just mix in the other ingredients you need directly in the bottle, add a bit more olive oil from a new bottle if needed, then you can just shake it thoroughly in that old bottle and dispense it right from that bottle.

This not only gets almost all of the remaining oil out of the bottle, but it also saves you from having to dirty up another container for your olive oil for that meal.

If you have a bottle of honey or molasses, just run it under hot water for a while.

Just put the whole container in the sink under hot water for 15 or 30 seconds (perhaps while you’re doing something else) and the honey or molasses will suddenly be a whole lot runnier and will easily pour out of the container.

I often do this while running hot water for some other purpose, like filling up a pot for boiling or filling a sink basin for washing dishes, so the hot water isn’t wasted.

If you have a thick canned good, like tomato paste or cranberry sauce, cut the bottom off the can at the start.

This allows you to slide one of the can lids right through the can, pushing the stuff inside right out the other side and leaving almost nothing in the can.

Many cans with thick liquids in them, like tomato paste, come predesigned so that you can open both ends easily.

If you don’t need a full can of tomato paste, put the extra paste into a small container in the fridge. It’ll last a long time in there (tomato is acidic and the fridge is cool), so you can use the rest later on.

If you have expensive lotions and moisturizers in a tube, squeeze the bottom half (flat end) of the tube’s contents into the top half, cut off the bottom half of the tube, and use a cotton swab to remove the remaining contents.

Lotion tubes are pretty much the only containers I’ll bother destroying to get more material out, simply because the contents of those tubes are usually pretty expensive and there can actually be a lot of lotion in the tube when it feels “empty.”

The way that seems most effective in my trials (and many errors) is to squeeze the flat end of the tube thoroughly toward the cap, then cut off the flat end about a third of the way down the tube, and discard that flat end. The remaining tube usually has a fair amount of lotion/cream still in there, which you can remove with your fingers or a cotton swab. You can then cover that open end with a small bag or pinch the tube shut with a clip.

This seems to do a really good job of getting several more uses out of a lotion/cream/moisturizer tube.

Getting the last little bit out isn’t a big deal, but if you can do it efficiently, it spreads out your purchases a little.

If you can get another 5% of value out of a container without much additional effort or just by using a bit of creativity, that means you’re waiting just a little longer to replace that item, and over time, it builds up to a free container. Plus, you’re filling up the trash a little more slowly than before.

It’s not a big thing, obviously. Rather, it’s something very tiny you can do, and if you find lots of tiny things in your life, they add up to something surprisingly big. If you can save a quarter a month with little effort, that’s not a big deal. If you can find 50 of those things, you save $150 a year, and that’s half of a car payment.

Good luck!

The post What To Do With That Last Little Bit Left in the Container appeared first on The Simple Dollar.



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